Legal
Website terms
The rules for using this site. These are not the program agreement, and they are not the performance terms.
Draft — not legal advice, not final
This page is a working draft. It has not been reviewed by counsel, it does not name the contracting entity, and it does not state governing law.
Nothing on this site is a contract. The program agreement is a separate written document, provided and signed before any program begins.
What this site is
This website describes a marketing and growth program offered to licensed mortgage professionals. It is informational. It is not an offer capable of acceptance, and submitting the qualification form does not create an agreement or reserve a market.
[LEGAL ENTITY NAME PENDING] · [GOVERNING LAW AND VENUE PENDING]
Not a lender, not credit advertising
Casa Ya Loans is not a mortgage lender, a mortgage broker or a licensed loan originator. It does not originate loans, does not take applications for credit and does not make credit decisions.
Nothing on this site is an offer to lend, a commitment to lend, or an advertisement of credit terms. Consumer-facing advertising produced under this program is the advertising of the licensed Loan Officer or lender named in it, and carries their identity, their NMLS disclosures and their required state disclosures.
Claims, figures and examples
Industry statistics on this site are third-party public data with the source named alongside them. They are not Casa Ya Loans results.
- The worked example on the proof page uses invented, round figures to illustrate arithmetic. It is not a client result, a typical result, or a forecast.
- The calculator computes only from figures you enter. Its output is arithmetic on your inputs, not a prediction and not a representation of results you should expect.
- No testimonials, client results or funded-loan figures appear anywhere on this site. When they do, they will be real, current, permissioned and attributed, consistent with the FTC Consumer Reviews and Testimonials Rule (16 CFR Part 465).
- Photography and illustration on this site are for illustration only. No image depicts a client, a testimonial, an actual result or a real pipeline.
The performance-backed fee structure
“Performance-backed” describes a program fee structure subject to eligibility, operating requirements and written guarantee terms. It is not a guarantee that any specific number of loans will close, that any specific revenue will be earned, or that any specific result will be achieved.
The written terms are not published yet. Where they stand today.
Your use of the site
- Do not submit false information through the qualification form, including an NMLS ID that is not yours.
- Do not attempt to interfere with, scrape at scale, or gain unauthorised access to the site.
- The content, wordmark and design of this site belong to their owner and may not be reproduced without permission.
Changes
This site changes. Program details, availability and terms described here may change at any time, and the version of the program agreement that governs your engagement is the one you sign, not the description you read here.
Last updated: this draft has no effective date because it has not been approved. It will carry one when it does.