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The program

One program. One fee. Published.

No tiers, no seats, no annual contract you discover at renewal. Here is what it costs, what it covers, what it asks of you, and the eight things the agreement has to define before anybody signs.

Program fee

$7,000

Media spend is quoted separately.

Always. It is your budget going to the ad platforms, it stays visible as your budget, and bundling it into a single number would hide the one cost you most need to see moving.

Your minimum media budget and the billing schedule for the program fee are set in your agreement before the program starts, based on your markets.

“Performance-backed” describes a program fee structure subject to eligibility, operating requirements and written guarantee terms. It is not a promise that any particular number of loans will close. Read where the terms stand.

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A loan officer at a desk reviewing a printed agreement, pen in hand. Natural light, unposed, no branding visible. Reads as due diligence, not as a signing ceremony.

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What it covers

Six things, all of them operated — not handed over.

The distinction matters. Every item below is something we run on an ongoing basis, not a deliverable that arrives once and becomes your problem to maintain.

  1. 01

    Market strategy and offer

    What you lead with, to whom, in which markets, against which products you can actually approve and close.

  2. 02

    Paid acquisition, under your brand

    Creative production, testing, media build and budget control — running as you, not as a marketplace that resells the same enquiry.

  3. 03

    The follow-up system, installed and run

    Speed-to-lead automation, call and text sequences, tested scripts, and booking straight into your calendar. Installed around whatever your company already uses, and operated by us.

  4. 04

    Pipeline tracking through to funded

    Attribution from spend to funded loan, so a campaign cannot be declared a success by a metric that never reached your bank account.

  5. 05

    Weekly optimisation

    One deliberate change per cycle with a stated expectation, reviewed against the scorecard. Not a monthly report that arrives after the month is gone.

  6. 06

    A performance-backed fee structure

    The program fee is tied to defined outcome conditions, written down and readable before you sign anything.

How each of those is actually run

Your side

What the program asks of you.

A performance-backed fee only works if both sides have obligations. So here are yours, before you ask about ours.

  • A live licence in the markets you want to run in, and lender approval for the creative.
  • A response-time commitment you can actually keep, in writing.
  • Capacity to take more applications than you are taking now.
  • Honest reporting of what funded and when — the scorecard only works if the last row is true.
  • Media budget, funded separately from the program fee.

Performance-backed

The conditions sit in the same room as the promise.

A promise you can only read after you sign is not a promise, it is a sales device. These are the eight things the written agreement has to define — published now, while they are still being written, so you can judge the terms instead of the adjective.

We are not publishing an absolute outcome, and we will not, because the contract that would have to stand behind it does not exist yet. Anyone in this category who tells you otherwise is describing a marketing claim, not an obligation.

Where the written terms stand today
  1. 01

    What counts as a deal

    The exact event that satisfies the performance condition — and when it is recorded.

  2. 02

    The measurement window

    The period the program is evaluated over, with a start and an end date.

  3. 03

    Your response-time SLA

    How fast you commit to responding to an opportunity. The system does not work without it.

  4. 04

    Minimum follow-up cadence

    The number of touches, over how many days, before an opportunity is considered worked.

  5. 05

    Ad spend responsibility

    Who funds media, at what minimum, and how it is accounted for against the program fee.

  6. 06

    Market exclusivity

    Which territory is yours for the term, and what happens at the edges of it.

  7. 07

    Exclusions

    The situations the performance condition does not cover, written plainly and up front.

  8. 08

    Lender and compliance approvals

    Which creative your employer or lender has to approve, and who signs off before anything runs.

“Performance-backed” describes a program fee structure subject to eligibility, operating requirements and written guarantee terms. It is not a promise that any particular number of loans will close. Read where the terms stand.

Seven thousand dollars is a real number. Check it against your own.

The calculator puts the program fee inside your existing economics rather than beside them, using your own spend and your own funded loans. If the arithmetic does not work, you will see it before we speak — and that is the correct outcome.

Markets are limited and availability changes. Eligibility, operating requirements and written guarantee terms apply.